Terms and Conditions

Introduction

These Terms and Conditions govern your use of SmartBusinessTimes. By accessing or using our website, you agree to comply with these terms.

Our platform provides informational content only and is not responsible for actions taken based on published material.

Eligibility & Lawful Use

Users must be at least 18 years old or access the site under parental supervision. You agree to use the website lawfully and refrain from activities that could harm the website, its users, or its reputation.

Intellectual Property & Ownership

All content on Smart Business Times, including text, images, graphics, and logos, is owned or licensed by us. Unauthorized reproduction, modification, or distribution is prohibited.

You may quote portions of our content for non-commercial use with proper attribution and a link back to the original article.

User Contributions & Submissions

Users may submit articles, comments, or suggestions, provided they are original and respectful. By submitting content, you grant us a non-exclusive right to publish, edit, and display your material.

We reserve the right to reject or remove any submission that violates our editorial policies or legal standards.

Acceptable Use & Prohibited Behavior

You agree not to misuse Smart Business Times through spamming, hacking, scraping, or spreading harmful content. Any activity that compromises the website’s security or functionality is strictly forbidden.

Disclaimers & No Warranty

Smart Business Times provides content “as is” without any warranties regarding accuracy, completeness, or reliability. We make no guarantees about uninterrupted access or error-free content.

Limitation of Liability

Under no circumstances shall Smart Business Times or its affiliates be held liable for damages arising from the use or inability to use our site, even if advised of potential harm.

Indemnification

You agree to indemnify and hold harmless Smart Business Times and its partners from any claims arising from your use of the website or violation of these terms.

External Links & Third-Party Content

Our site may contain links to third-party websites for informational purposes. We do not endorse or control these external sites and are not responsible for their content or privacy practices.

Termination & Suspension

We reserve the right to suspend or terminate user access at our discretion for violations of these Terms.

Governing Law & Dispute Resolution

These Terms are governed by the laws of our operational jurisdiction. Any disputes will be resolved amicably or through competent legal authority where applicable.

Changes to Terms

Smart Business Times may revise these Terms at any time without prior notice. Continued use of the website after changes indicates acceptance of the updated Terms.