Terms & Conditions

Welcome to Smart Business Times (the “https://smartbusinesstimes.com/”). By accessing and using this Website, you agree to comply with the following terms and conditions. Please read these Terms and Conditions carefully before using the Website. If you do not agree with any part of these terms, please refrain from using the Website.

Intellectual Property

All content on the Website, including but not limited to articles, graphics, logos, images, videos, and other materials, is the property of Smart Business Times and protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or display any content from this Website without our prior written consent.

Content Accuracy

The content provided on Smart Business Times is for general informational purposes only. While we strive to ensure the accuracy and reliability of the information presented, we make no warranties or representations of any kind regarding the completeness, accuracy, or reliability of the content. Your reliance on any information from this Website is at your own risk.

External Links

This Website may contain links to third-party websites or resources that are not owned or controlled by Smart Business Times. We are not responsible for the content or practices of any linked third-party websites and do not endorse or assume any responsibility for them. You acknowledge and agree that your interactions with such third-party websites are solely between you and the third party.

User Conduct

When using Smart Business Times, you agree not to:

a. Violate any applicable laws or regulations;

b. Infringe upon the rights of others;

c. Publish, transmit, or disseminate any harmful, obscene, defamatory, or otherwise objectionable material;

d. Attempt to gain unauthorized access to any portion of the Website or its related systems;

e. Engage in any activity that could disrupt the Website’s functionality or interfere with other users’ experiences.

User Submissions

By submitting any content, comments, or materials to Smart Business Times, you grant us a non-exclusive, worldwide, royalty-free, perpetual, and transferable license to use, reproduce, modify, adapt, publish, translate, and distribute such content in any media. You represent and warrant that you have all necessary rights and permissions to grant us this license.


You agree to indemnify and hold harmless Smart Business Times, its affiliates, employees, and representatives from any claims, damages, losses, liabilities, or expenses arising out of your use of the Website or violation of these Terms and Conditions.

Disclaimer of Warranties

The Website and its content are provided on an “as is” basis without warranties of any kind, whether express or implied. Smart Business Times disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by applicable law, Smart Business Times shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use or inability to use the Website, even if we have been advised of the possibility of such damages.

Modification of Terms

Smart Business Times reserves the right to modify these Terms and Conditions at any time without prior notice. Your continued use of the Website following any changes constitutes your acceptance of the modified Terms and Conditions.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of USA, without regard to its conflict of laws principles.

By accessing and using Smart Business Times, you agree to abide by these Terms and Conditions. If you do not agree to these terms, please discontinue using the Website immediately.

If you have any questions or concerns regarding these Terms and Conditions, please contact us at